The
steps to setting up a budget are really quite simple: (1) Create
a list of all of your sources of income; (2) Create a list of
all of your monthly expenses; (3) If your income covers all of
your expenses great, however, there may still be areas where you
could trim your budget and be able to save more of your money;
or (4) If your income does not cover all of your expenses then
you definitely need to find areas to make budget cuts. Sometimes
it can be as simple as taking your lunch to work instead of eating
out every day. Other times it may mean making major changes like
moving to a smaller apartment or by driving a vehicle that you
can realistically afford. The most important part of maintaining
a workable budget is to constantly review and adjust it according
to your actual spending. So while the steps to establishing a
budget are simple, it takes effort to maintain a workable budget
but the rewards are well worth the effort.
Additional
Resources:
Studentdebthelp.org:
Budgeting
click
here
Mint.com
https://www.mint.com/t/011-c/
Student
Budget Calculator
click
here
FinAid's
Custom Calculators
click
here
What
is a Budget?
click
here
Budgets
for Recent Grads
click
here
Budgeting:
Get SMART
click
here
Make
a Plan
click
here
Establish
a Budget
click
here
How
to Create a Money-Saving Budget You Can Stick to
click
here
How
to Set Up a Successful Budget
click
here
Guilt-free
Budgeting: No Blame, No Shame
click
here
CNN
Money: Money 101
click
here
Some
Spending Guidelines
click
here
Saving
and Budgeting
click
here
The
Save/Spend Plan
click
here
How
to Budget and Save
click
here
Building
a Budget: Sample Categories
click
here
Creating
a Budget
click
here
Budgeting
and Saving
click
here
Personal
Budgeting and Money Saving Tips
click
here
Why
It's Important to Follow Home Budgeting Guidelines
click
here
Eating
Expenses
click
here
Common
Budgeting Systems to PowerWallet
click
here
