Now
that you've worked out a budget and tracked your spending, like
most people you've probably found areas where you could, or should,
make some cuts. Take a look at all of your bills, including your
fixed expenses to see if you can reduce them. For example, the
telephone bill. Do you really use the extra services such as call-waiting
and speed-dialing often enough to pay for them every month? When
you take a look at your other expenses, are there things you can
cut back on or do without, at least for awhile? Can you take your
lunch to work or to school instead of buying it out for instance.
It may also come in handy to learn to say no not only to "well-meaning"
salespeople, but also to your friends who try to convince you
to do something that you really can't afford. One way to really
curb your impulse to spend is to leave your credit cards at home
and to only carry the amount of cash that you can comfortably
spend. While it may not be exciting or even pleasant, reviewing
your budget and making cuts when necessary are crucial to the
success of your budget.
Additional
Resources:
Stopping
Spending Leaks
click
here
Mint.com
click
here
Biggest
Budget Busters
click
here
How
to Cut Your Spending in Half Without Settling for Less
click
here
When
Budgeting Your Money Doesn't Work
click
here
Financial
Basics: Shop for the Best Deal
click
here
Making
Budget Cuts
click
here
Live
Well Without Busting Your Budget
click
here
7
Radical Ways to Save Money
click
here
13
Ways to Live Well on Less
click
here
Smart
Shoppers Save While They Spend
click
here
Some
Saving Tricks
click
here
Practical
Money Saving Tips
click
here
Quiz--Are
You as Frugal as You Should Be?
click
here
