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Federal Direct Parental Loans for Undergraduate Students (PLUS)
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The PLUS is a long-term, credit-based loan program with a variable interest rate. This program is designed to assist parents in meeting the educational cost of their dependent student. The parent is the borrower and is responsible for repayment of the loan. These loans may not exceed the cost of education minus other aid. Generally, repayment must begin 60 days after receipt of funds unless the parents qualify for deferment.

How to Apply

  • Complete a Free Application for Federal Student Aid (FAFSA)
  • Submit all required documents to office of Financial Aid
  • Review your Financial Aid summary in your Titan Online Student Center. If your total aid is less than the estimated financial aid and budget, you may apply for the difference in a PLUS loan
  • Go to www.studentloans.gov
  • Complete application which includes a credit check
  • Complete a master promissory note (mpn) online. You will need your (not the student's) FAFSA pin
  • Attach a copy of the mpn to your completed CSUF PLUS application.

Disbursement of PLUS Funds

Federal Direct Parent Loan (PLUS) funds are sent via EFT (electronic funds transfer) to the University. One-half of the academic year loan is disbursed each semester.

The University will verify the student's eligibility and if no outstanding balance is on the student's university account, Student Financial Services (SFS) will mail a check to the parent borrower. If the student owes money to the University there will be a temporary hold placed on the disbursement until the balance on the student's account is paid in full.

 

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